Clarkstown, New York

Clarkstown Bonds

Every borrowing the Clarkstown Town Board has authorised, read from its own published minutes.

From the 32 meetings reviewed on Rockland Minutes.

Authorized by the Town Board · Feb 2025 – Jun 2026

$27,951,271

in new borrowing across 50 authorizations in 32 reviewed meetings. Refunding resolutions, which refinance existing debt rather than add to it, are excluded.

Counts only meetings whose bond lists an editor has reviewed and approved — a floor, not a complete census of town borrowing.

Largest single
$6.41M
Energy Related Improvements to Town Buildings
Median
$168K
Half are larger, half smaller
Authorizations
50
Across 32 reviewed meetings
Per meeting
$873K
Average across the set

Authorized by year

A year still underway is drawn hatched, because its total is incomplete by definition.

  • 2025$20.5M29 bonds
  • 2026$7.45M21 bonds · in progress

What borrowing this costs

The town has not published a rate or term for these authorizations — an authorization is permission to borrow, not a completed sale. Set the assumptions yourself and the figures below follow from them.

Interest rate
Term

Interest accrued since each was authorized

$1,005,664.97

Simple interest at 4.0%, counted from each authorization’s own meeting date to right now — about $3,063 a day at this rate. An estimate for scale; the town has not reported this figure.

Interest over a 15-year term

$8,944,407

Repaying $27,951,271.06 as a level-principal serial bond at 4.0% would add this much interest, for $36,895,678 repaid in total.

What the borrowing was for

Grouped automatically from the wording of each resolution. This is a reading aid, not an official classification — select a group to see exactly which bonds are in it.

What that means for a household here

Spread across Clarkstown’s 30,663 households, that is about $900 of new borrowing per household — and roughly $1,200 once it is paid off, at 4% over 15 years.

A scale illustration, not a bill: commercial property carries a share of the levy too, so no household is charged this. Household count from Census Reporter, ACS (2024 one-year estimate); the interest is the estimate you set above.

Nobody voted on this

Serial bonds are authorized by a vote of the board, not by a public referendum. This is borrowing that gets repaid for years, approved at meetings most people never hear about — no ballot line, no mailer, no notice beyond the agenda.

That is how the law works for this kind of debt, and it is why the record is worth reading: the meeting is the only place it happens.

Did you notice

  • $407,000 of it is technology and software — 5 authorizations for things that are usually replaced before the borrowing behind them is repaid.
  • 50 separate authorizations across 32 reviewed meetings — new debt at most of the meetings on the record.
  • At 4%, that borrowing runs up roughly $3,063 a day in interest, and $8,944,407 over 15 years — on top of the $27,951,271 borrowed.

Why it never looks like a tax increase

Borrowing does not appear on a tax bill the year it is approved. It appears later as debt service — a fixed line in the budget that has to be paid before anything else, for as long as the bonds run. The borrowing nobody voted on becomes the tax nobody noticed.

If you want to do something about it

Two minutes is enough to stop being a bystander:

  1. Read what the Town Board approved at its last meetings — the summaries are here.
  2. Write to the board with one sentence: please publish our debt per household every year, and adopt a policy against borrowing for equipment and software.
  3. Go to one meeting, or watch it. Bond resolutions are voted in public, in minutes.

Silence reads as agreement. That is not a complaint about anyone on the board — it is simply what a room with nobody in it says.

Showing 6 matching bonds totaling $3,675,000 · Vehicles & equipment. Clear search

Every authorization, by meeting

The record behind the figures above: all 50 bonds grouped by year and month, newest first. Each meeting date opens that meeting’s summary.

2026

2026 subtotal: $865,000

May 2026

Acquisition of Police Vehicles and Equipment for the Clarkstown Police Department$550,000May 19, 2026
May subtotal$550,000

April 2026

Purchase of Vehicles for Various Departments$170,000Apr 14, 2026
April subtotal$170,000

March 2026

Acquisition of Slope Mowers for the Landfill$145,000Mar 10, 2026
March subtotal$145,000

2025

2025 subtotal: $2,810,000

December 2025

Acquisition of Vehicles for Various Town Departments$660,000Dec 18, 2025
December subtotal$660,000

May 2025

Acquisition of Equipment and Trucks for the Town Highway Department$1,600,000May 6, 2025
May subtotal$1,600,000

April 2025

Purchase of Police Vehicles$550,000Apr 22, 2025
April subtotal$550,000